Small Group
Minimum Essential Coverage
Although the Affordable Care Act (ACA) is under fire, requiring all individuals to have at least “minimum essential” coverage, people on tight budgets struggle with how they’re going to find the extra dollars to pay for healthcare plans.
At Clara Care, we believe everyone should have an affordable way to satisfy the ACA mandate—and have peace of mind, knowing that their critical healthcare needs are covered. Clara Care Minimum Essential Coverage (MEC) plans allow you to offer individuals, families, and groups highly affordable—and surprisingly thorough—coverage to satisfy ACA requirements. Our MEC programs feature preventive care, episodic primary care, chronic care, prescriptions, urgent care, labs/diagnostics, and telemedicine.
MEC Plans
ACA-compliant Minimum Essential Coverage (MEC)
| BENEFITS | VALUE | SILVER | GOLD |
|---|---|---|---|
| Preventive as outlined by the ACA |
100% No Consult Fee |
100% No Consult Fee |
100% No Consult Fee |
| RX | Not Included | 100% as ACA mandated All other drugs discounted |
100% as ACA mandated All other drugs discounted |
| Primary Care Office Visits |
100% Preventive Care |
4 Per Plan Year $20 Co-Pay |
6 Per Plan Year $20 Co-Pay |
| Labs | 100% Preventive Care |
100% Preventive Care |
100% Preventive Care |
| X-Rays | 100% Preventive Care |
100% Preventive Care |
100% Preventive Care |
| Telemedicine MyMD |
100% Unlimited | 100% Unlimited | 100% Unlimited |
| Pediatrics | 100% Preventive Care |
100% Preventive Care |
100% Preventive Care |
| OB/GYN Preventive Care |
100% Preventive Care |
100% Preventive Care |
100% Preventive Care |
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|
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| Employee Only |
$75 | $80 | $105 |
| Employee Spouse |
$85 | $90 | $135 |
| Employee Child(ren) |
$85 | $90 | $160 |
| Family | $115 | $125 | $220 |
All plans require a minimum group size of 25 employees.
Contact us for more information, and check out the details and pricing of our MEC plans in the charts above.
