Small Group

Minimum Essential Coverage

Although the Affordable Care Act (ACA) is under fire, requiring all individuals to have at least “minimum essential” coverage, people on tight budgets struggle with how they’re going to find the extra dollars to pay for healthcare plans.

At Clara Care, we believe everyone should have an affordable way to satisfy the ACA mandate—and have peace of mind, knowing that their critical healthcare needs are covered. Clara Care Minimum Essential Coverage (MEC) plans allow you to offer individuals, families, and groups highly affordable—and surprisingly thorough—coverage to satisfy ACA requirements. Our MEC programs feature preventive care, episodic primary care, chronic care, prescriptions, urgent care, labs/diagnostics, and telemedicine.

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MEC Plans

ACA-compliant Minimum Essential Coverage (MEC)

BENEFITS VALUE SILVER GOLD
Preventive as
outlined by the ACA
100%
No Consult Fee
100%
No Consult Fee
100%
No Consult Fee
RX Not Included 100% as ACA mandated
All other drugs discounted
100% as ACA mandated
All other drugs discounted
Primary Care
Office Visits
100%
Preventive Care
4 Per Plan Year
$20 Co-Pay
6 Per Plan Year
$20 Co-Pay
Labs 100%
Preventive Care
100%
Preventive Care
100%
Preventive Care
X-Rays 100%
Preventive Care
100%
Preventive Care
100%
Preventive Care
Telemedicine
MyMD
100% Unlimited 100% Unlimited 100% Unlimited
Pediatrics 100%
Preventive Care
100%
Preventive Care
100%
Preventive Care
OB/GYN
Preventive Care
100%
Preventive Care
100%
Preventive Care
100%
Preventive Care

Employee
Only
$75 $80 $105
Employee
Spouse
$85 $90 $135
Employee
Child(ren)
$85 $90 $160
Family $115 $125 $220
All plans require a minimum group size of 25 employees.

Contact us for more information, and check out the details and pricing of our MEC plans in the charts above.

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